Aura Insure
Affordable Health Insurance for Unemployed South Carolinians
Need an alternative to expensive COBRA coverage? Compare affordable options with Aura Insure today and find a plan that fits your reduced income—most people find coverage in 15 minutes or less.
500+
Clients have found great plans this month!
17+
Top Carriers, like Blue Cross, Cigna, UnitedHealth, etc
15 Minutes
Get health coverage in 15 minutes or less
Coverage That Adapts to Your Situation
• Qualify based on your current annual income—not last year's
• Income changes? Just update your application for adjusted savings
• Found a job with benefits? Easily end your coverage when you need to.
No long-term commitments. Your coverage flexes with your life changes.
Join thousands of happy users!
No Pressure, No Obligations
Compare plans side-by-side and enroll online, with licensed agents ready to help when you need them
Instant Plan Matching
Answer a few quick questions and see your personalized plan options in minutes
Comprehensive Coverage Options
Find plans with $0 or low monthly premiums, plus savings on doctor visits and prescriptions
"After my layoff in Orlando, I was amazed to find health coverage for less than $50/month through Aura Insure. They made a stressful situation much easier."
Robert K., IT Professional, Orlando
"When my company downsized in Dallas, I needed coverage fast. Aura Insure found me a plan that kept my current doctors and fit my reduced budget."
David W., Business Analyst, Dallas
"Losing my teaching position in Cincinnati was unexpected, but Aura Insure helped me find coverage that was actually more affordable than my previous plan."
Jennifer M., Former Teacher, Cincinnati
Frequently Asked Questions
"How do I know if I can afford health insurance?" Answer: Many of our clients qualify for $0 or low-cost monthly premiums through the Affordable Care Act (ACA). We'll help you check if you're eligible for subsidies that can significantly reduce your costs. You might be surprised – 80% of our customers find plans that fit their budget!
Q: "How do I estimate my annual income if I just lost my job?" A: Calculate your income based on your current situation, including unemployment benefits, any part-time work, and expected income for the rest of the year. Don't include your previous job's income—we only need your current expected annual income.
Q: "What counts as income when applying for health insurance?" A: "Include unemployment benefits, part-time work, self-employment, investment income, and any other sources of income. Our agents can help you calculate this accurately during your application."
Q: "How do I end my coverage when I get a new job with benefits?" A: "Simply log into your account or call us to end your coverage. We recommend setting the end date to align with your new employer's coverage start date to avoid any gaps."
"Can I keep my current doctor if I get insurance through Aura Insure?" Answer: Yes! Before showing you plan options, we check which plans include your preferred doctors and healthcare providers. Our comparison tool lets you enter your doctors' names and preferred medications to find plans that cover them. We make it easy to see exactly which plans work with your healthcare team.
"I'm healthy and rarely see doctors. Do I really need health insurance?" Answer: While you may be healthy now, health insurance protects you from unexpected medical costs that could be financially devastating. Plus, ACA plans cover preventive care at no cost, helping you stay healthy. Many of our clients find affordable plans that give them peace of mind without breaking the bank.
Q: "Will my subsidies change if I update my income?" A: "Yes, your subsidies will automatically adjust based on your new income. If your income decreases, you may qualify for larger subsidies. If it increases, your subsidies will adjust accordingly to avoid any year-end tax issues."
Q: "How quickly can I update my income if it changes?" A: "You can update your income immediately through your online account or by calling us. Changes take effect for the following month's premium and subsidy calculations."
"What if I'm not sure which plan is right for me?" Answer: That's what we're here for! Our simple matching tool asks a few quick questions about your healthcare needs and budget, then shows you personalized recommendations. Plus, our licensed agents can walk you through your options and answer any questions – no pressure or obligations.
Q: "When should I report income changes?" A: "Report any significant income changes within 30 days. This helps ensure your subsidies are accurate and avoids any surprises at tax time."
Q: "What documents do I need to verify my income changes?" A: "You may need recent pay stubs, unemployment benefit statements, or a letter explaining your income changes. We'll guide you through exactly what's needed."
Q: "What if I have multiple sources of income that change at different times?" A: "Report your total combined income from all sources. You can update this whenever any income source changes, and we'll help you calculate the new total."
"What happens if I need help after I enroll?" Answer: We're here for you even after you enroll! Our support team can help with finding in-network providers, understanding your benefits, or addressing any concerns about your coverage. You'll have direct access to our team via phone, email, or chat.
