Question 1

What is final expense insurance?

Accepted Answer

Final expense insurance is a type of whole life insurance designed to cover funeral costs, medical bills, and other end-of-life expenses. It provides your loved ones with financial protection, with coverage amounts typically ranging from $5,000 to $35,000.

Question 2

How much does final expense insurance cost?

Accepted Answer

Monthly premiums vary based on age, coverage amount, and other factors. Many of our clients find affordable options starting at reasonable monthly rates. Use our instant quote tool to see exact prices for your situation, or call us at 855-723-4727 for personalized assistance.

Question 3

Do I need a medical exam to get coverage?

Accepted Answer

Most final expense insurance plans don't require a medical exam. You'll only need to answer a few health questions during the application process. Same-day coverage is available for many applicants.

Question 4

How quickly can I get coverage?

Accepted Answer

Many of our plans offer same-day coverage. Once you complete the online application or phone enrollment, your coverage can begin as soon as your first premium is paid. The entire process typically takes less than 30 minutes.

Question 5

Can my rates increase over time?

Accepted Answer

No, your rates will never increase. Once your policy is in place, your monthly premium remains the same for life, regardless of age or health changes. Your coverage amount is also guaranteed never to decrease.

Question 6

How do I get started with final expense coverage?

Accepted Answer

Getting started is easy. Simply use our online quote tool to view instant rates, or call us at 855-723-4727 to speak with a licensed agent. We're here to help Monday through Friday, 8 AM to 8 PM CST.

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