Aura Insure
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Life insurance made easy
Frequently Asked Questions
What does Life Insurance Cover? It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout.
What kind of life insurance does Aura Insure offer? We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for.
But I have insurance through my employer, isn’t that enough? Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.
Who is eligible to apply? Age: All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with Aura Insure. If you’re 65 and under, you can own term coverage until age 80. If you are over 65, a guaranteed issue whole life insurance policy might be an easy way for you to get coverage quickly. Location: Aura Insure is licensed and operates in 7 U.S. states - Texas, Florida, Ohio, Michigan, South Carolina and Virginia.
How much life insurance do I need? A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill.
Customers get approved in as little as 10 minutes. You can purchase instantly or do it anytime in the next 30 days.
*For people ages 40 and over, the average rate increase is 10% every 6 months. For all people regardless of age, the average rate increase is 6% every 6 months. Once you purchase, your rate is the same your whole term.
Aura Insurance Agency LLC is a licensed insurance agency in Texas, Florida, Ohio, Michigan, South Carolina and Virginia. License #21175181.