Aura Insure
Find Coverage That Fits Your Life and Budget
Aura Insure helps Florida residents compare available ACA Marketplace plans from their phone or computer.
You can review:
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Estimated monthly premiums
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Deductibles and out-of-pocket costs
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Doctor and hospital networks
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Prescription-drug coverage
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Bronze, Silver and Gold plan options
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Potential premium tax credits
Shop privately, compare at your own pace and ask for help only if you need it.
Can You Enroll in Florida Health Insurance Now?
For 2026 coverage, annual Open Enrollment has ended. However, you may still be able to enroll if you qualify for a Special Enrollment Period.
A qualifying life event may include:
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Losing job-based health coverage
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Losing Medicaid or CHIP
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Turning 26 and leaving a parent’s plan
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Getting married
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Having or adopting a child
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Moving to Florida or to a new coverage area
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Losing coverage following a divorce
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Certain household or income changes
Enrollment deadlines apply, so check your eligibility as soon as possible after a life change.
How Much Does Health Insurance Cost in Florida?
Your cost depends on several factors, including:
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Your age
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Your Florida ZIP code and county
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Your household size
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Your estimated annual household income
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The people enrolling in coverage
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The plan and coverage level you select
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Your eligibility for a premium tax credit
Some eligible Florida residents may find plans with a very low or $0 monthly premium after an applicable premium tax credit.
A $0 premium does not mean all healthcare is free. Deductibles, copayments, coinsurance and other out-of-pocket expenses may still apply.
The best way to determine your potential cost is to enter your information and compare the plans available in your area.
Choose the Right Coverage Level
Bronze Plans
Bronze plans generally have lower monthly premiums and higher costs when you receive care. They may work for people who expect limited medical use and primarily want protection from major expenses.
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Silver Plans
Silver plans generally balance monthly premiums and out-of-pocket costs. Applicants who qualify for cost-sharing reductions must select an eligible Silver plan to receive those additional savings.
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Gold Plans
Gold plans generally have higher monthly premiums but lower costs when receiving covered care. They may be worth considering if you expect frequent appointments, prescriptions or treatment.
Some of the carriers we work with
Why choose Aura Insure to find your coverage?
100% Online Enrollment
Compare Top Carriers
Licensed in Florida
Get help if you're losing Medicaid
Ready to Find a Florida Health Plan That Fits Your Budget?
Check your eligibility and compare health plans now. Most Florida residents qualify for subsidies — and some plans start at $0/month.
The Aura difference
Your Plan, Your Choice
Smart Savings Made Simple
Our smart matching tool instantly shows you plans that include your doctors and prescriptions, putting you in control of your healthcare decisions.
We automatically calculate your subsidies and show your true monthly costs upfront, helping many clients find quality coverage for as little as $10-25 monthly.
Tools That Work For You
Compare plans, calculate costs, and enroll securely - all on your schedule with our easy-to-use digital platform.
Can I get health insurance in Florida outside Open Enrollment?
You may be able to enroll if you qualify for a Special Enrollment Period after a life event such as losing coverage, moving, getting married, having a child or losing Medicaid.
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Can I enroll entirely online?
Yes. Aura Insure allows eligible Florida residents to compare available plans and complete enrollment online without a mandatory sales call.
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Can I get a $0-premium plan in Florida?
Some eligible applicants may find a $0-premium option after an applicable premium tax credit. Availability depends on your income, household, age, location and available plans. Other out-of-pocket costs may still apply.
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Will a Florida Marketplace plan cover my doctor?
Coverage depends on the exact plan and provider network. Check the plan’s directory and confirm participation directly with your provider before enrolling.
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Can self-employed Florida residents use the Marketplace?
Yes. Freelancers, independent contractors, gig workers and business owners without qualifying employer coverage can apply. Potential financial assistance depends on household and income information.
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Does losing Medicaid qualify me to enroll?
Losing Medicaid or CHIP may create a Special Enrollment Period. Enrollment and document deadlines apply, so compare your options promptly.
Aura Insure is your local partner for Florida ACA Marketplace enrollment.
Compare affordable health plans in Miami, Orlando, Naples, Fort Lauderdale, Jacksonville, and across the state.
