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Shop small business health insurance

Offer flexible, tax-advantaged health coverage with ICHRA —

custom-fit for businesses with under 50 employees.

💡 What Is ICHRA & Why It Works for Small Employers

  • Offer employees health benefits without managing a group plan

  • Set your own monthly contribution limits

  • Tax-free for you and your employees

  • Works with ACA-compliant individual health plans

  • Simple administration with Aura Insure’s support

          Save 20-35% compared to traditional group plans.      

Is ICHRA Right for Your Business?

You have under 50 full-time employees

You don’t want to deal with complex group health plans

You want to control your benefits budget

Your team is remote, multi-state, or part-time

You’re a startup, tech firm, agency, or local small biz

🔄 How Aura Insure Helps You Launch an ICHRA in 3 Steps

1

Book a consultation

2

Set your monthly reimbursement amount

3

Employees shop for their own ACA-compliant plan
→ We handle setup, documents, and ongoing support

Real Businesses, Real Results

Female Interior Designer_edited.jpg

“As a 12-person design studio, we didn’t think health benefits were an option. Aura Insure helped us offer health plans using ICHRA—without breaking our budget!”


— Jenny R., Founder of PixelCo Studio, Austin, TX

Frequently
Asked
Questions

1 / What is an ICHRA?

An Individual Coverage HRA lets you reimburse employees tax-free for their own health plans.

2 / Can I offer ICHRA if I have fewer than 50 employees?

Yes—ICHRA is ideal for smaller employers looking for flexibility.

3 / Are ICHRA contributions tax-deductible?

Yes, your contributions are typically 100% tax-deductible.

4 / What if my employees want different plans?

That’s the beauty of ICHRA—employees choose what fits them best.

5 / How long does setup take?

We can typically get your plan up and running in less than 2 weeks.

Ready to Offer Flexible, Affordable Health Benefits?

Aura Insure

Making health insurance simple, transparent, and accessible for everyone.

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Legal

Aura Insure is a licensed health insurance agency. National Producer Number (NPN): 21175181. Licensed to operate in: Texas, Florida, Ohio, Michigan, South Carolina, Iowa, and Nebraska. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability varies by state and individual circumstances. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. Savings and benefits are based on eligibility and carrier participation.

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