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Aura Insure Blog
ICHRA - Individual Coverage Health Reimbursement Arrangement
An Individual Coverage Health Reimbursement Arrangement (ICHRA) is a type of health benefit plan where employers reimburse employees for...

Aura Insure
Apr 161 min read
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Preventive care benefits for children
Preventive care supports children's physical and mental well-being through all stages of growth and development, helping establish...

Aura Insure
Jan 62 min read
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Preventive Health Services
Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. Note: These services are...

Aura Insure
Jan 64 min read
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Open Enrollment Period for 2025: Key Dates and Information
The Open Enrollment Period  is the annual timeframe when individuals can enroll in a Marketplace health insurance plan . For 2025...

Aura Insure
Dec 26, 20241 min read
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Premium Tax Credit
A premium tax credit  is a valuable benefit that can reduce your monthly health insurance premium when you enroll in a plan through the...

Aura Insure
Dec 26, 20241 min read
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Children's Health Insurance Program (CHIP)
The Children's Health Insurance Program (CHIP) Â offers low-cost health coverage for children in families who earn too much to qualify for...

Aura Insure
Dec 26, 20241 min read
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Medicaid
Medicaid  is a government-run insurance program offering free or low-cost health coverage to various groups, including low-income...

Aura Insure
Dec 24, 20241 min read
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Affordable Care Act (ACA)
The Affordable Care Act (ACA) , enacted in March 2010, aims to make healthcare more accessible and affordable. Here are its three primary...

Aura Insure
Dec 24, 20241 min read
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Special Enrollment Period (SEP)
A Special Enrollment Period (SEP) Â is a window outside the yearly Open Enrollment Period when you can sign up for health insurance. You...

Aura Insure
Dec 24, 20241 min read
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Health Insurance Marketplace
The Health Insurance Marketplace  is a service designed to help individuals and families shop for and enroll in health insurance....

Aura Insure
Dec 24, 20241 min read
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Vision Coverage
Vision coverage  is an essential health benefit that helps cover the cost of vision care, such as eye exams and glasses. Whether you need...

Aura Insure
Dec 24, 20242 min read
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Dental Coverage
When it comes to maintaining your overall health, dental coverage  plays a key role. Aura Insure  offers dental coverage options through...

Aura Insure
Dec 24, 20242 min read
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Premium
A Premium is the amount you pay every month for your health insurance coverage. But your premium isn’t the only cost you’ll face when it...

Aura Insure
Dec 24, 20242 min read
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Copayment
A copayment (or "copay") is a fixed amount you pay for a covered health care service after you’ve met your deductible. Copays are an...

Aura Insure
Dec 24, 20242 min read
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Coinsurance
Coinsurance is the percentage of a covered health care service that you pay after you’ve met your deductible. It's an essential part of...

Aura Insure
Dec 24, 20242 min read
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Deductible
A Deductible is the amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible,...

Aura Insure
Dec 24, 20241 min read
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Platinum Health Insurance Plans Offer Unmatched Protection
Platinum plans offer the highest level of coverage with 90% of costs covered by insurance Health costs rise. Insurance confuses. Options...

Aura Insure
Dec 17, 20243 min read
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What Your Out-of-Pocket Maximum Actually Means
Understanding Your Health Insurance Out-of-Pocket Maximum Health insurance terms can feel like a foreign language. You pay premiums, meet...

Aura Insure
Dec 12, 20243 min read
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What Is Out Of Pocket Maximum in Health Insurance? A Real-World Guide
See how your healthcare costs add up until you reach your out-of-pocket maximum Hey there! I'm Aura, and a question I often hear is 'What...

Aura Insure
Dec 6, 20244 min read
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Why Low Deductible Health Plans Could Be Your Best Option
Health costs rise. You worry. Finding the right insurance plan feels like navigating a maze with no clear exit. But understanding...

Aura Insure
Dec 5, 20243 min read
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