Aura Insure Blog

Did you know that many people pay $0 per month  for ACA health insurance? Under the Affordable Care Act (ACA) , you may qualify for subsidies  that lower your monthly costs — and Aura Insure helps you find out in minutes. Who Qualifies for ACA Savings? You may qualify for low-cost or $0 health plans if: Your income is between 100% and 400%  of the Federal Poverty Level You don’t have employer-based insurance You live in a state that uses the federal Healthcare Marketplace For

You can now sign up for Affordable Care Act (ACA)  health insurance completely online  — no phone calls required! At Aura Insure , we know that your time is valuable. That’s why we created a simple way to shop, compare, and enroll in ACA Marketplace plans from your computer or phone. Here’s how it works: Go to Aura-Insure.com Enter your ZIP code and income  to see your plan options Compare prices and benefits  side-by-side Enroll online in 10 minutes or less You’ll get access

If you want your new health insurance to start January 1 , you must enroll by December 15 . This is part of the Open Enrollment Period  for ACA Marketplace health plans. After December 15, your plan won’t start until February 1 — so acting fast can help you avoid a gap in coverage. Here’s how to enroll before the deadline: Visit Aura-Insure.com  – You can shop ACA Marketplace health plans 100% online. Compare Plans  – See your options for Bronze, Silver, Gold, and Platinum co

Turning 26 means you age out of your parents’ health insurance. You can enroll in your own ACA plan during open enrollment or through a...

Life changes happen. If you get married, have a baby, or a dependent moves out, you’ll need to update your household information. During...

Self‑employed individuals—such as freelancers or small business owners—can enroll in ACA Marketplace plans just like anyone else. During...

If you miss the January 15 deadline, you generally can’t enroll until the next open‑enrollment period. However, you may still qualify for...

You don’t have to commit to a plan before you’re ready. The Marketplace offers a preview tool that lets you see health plans and...

All ACA plans must include ten essential health benefits. These benefits cover care you’ll likely need, such as doctor visits, hospital...

Your coverage start date depends on when you complete your application. If you enroll by December 15, your coverage begins...

If you already have a Marketplace plan, you can review and update your coverage during open enrollment. Log in to your Marketplace...

Medicaid and the Children’s Health Insurance Program (CHIP) offer free or low‑cost coverage for people with lower incomes, pregnant...

Your savings on Marketplace plans depend on your projected household income. To estimate your income, start with last year’s tax return...

ACA plans come in metal tiers. Bronze  plans have the lowest monthly premiums but higher deductibles and out‑of‑pocket costs. Silver...

Before you start your application, gather key documents. You’ll need Social Security numbers (or document numbers for legal immigrants)...

To enroll online, follow these steps: (1) Gather documents such as Social Security numbers, proof of income, and immigration status; (2)...

Open enrollment is the time each year when you can sign up for an Affordable Care Act (ACA) health plan. For 2026 coverage, the...

A plan with a low premium  may have higher deductibles and co‑payments, while a plan with a higher premium  may offer lower costs when...

The out‑of‑pocket maximum  is the most you’d pay in a year for covered services. After you reach it, the plan pays 100% of covered costs....

If both you and your spouse have access to employer plans, compare them carefully. Some employers charge spousal surcharges  if your...