Aura Insure Blog

Got Laid Off? Don’t Automatically Choose COBRA When you lose your job, you’ll likely be offered COBRA. But here’s the problem:👉 COBRA is often extremely expensive What Is COBRA? COBRA allows you to keep your employer plan, but: You pay the full premium Plus administrative fees Typical cost:💸 $600–$1,200/month (or more) What Is an ACA Plan? ACA Marketplace plans are: Income-based Subsidized by the government Available during a Special Enrollment Period after job loss ACA vs

Lost Medicaid in Florida? You’re Not Alone Thousands of Florida residents are losing Medicaid coverage due to eligibility changes. The good news:👉 Losing Medicaid qualifies you for a Special Enrollment Period (SEP) How Long Do You Have to Enroll? You typically have: 60 days from the date your Medicaid ends Miss this window, and you may not be able to enroll until Open Enrollment. What Are Your Options After Medicaid? 1. ACA Marketplace Plans (Best Option for Most) Based on i

Lost Your Health Insurance in Texas? You Still Have Options If you recently lost your health insurance in Texas—whether from a job loss, Medicaid ending, or another life event—you may qualify for a Special Enrollment Period (SEP) . This allows you to enroll in a new health plan outside of Open Enrollment , but you only have a limited time to act. 👉 Most people have just 60 days from the date they lose coverage. What Qualifies You for a Special Enrollment Period? You may qual

To apply for health insurance online, have: Estimated 2026 household income Household size Social Security numbers (if available) Medicaid termination notice (if applicable) Most applications can be completed in under 30 minutes. Find your health plan online with Aura Insure.

Yes. Many websites sell your information to multiple agents. That’s why people search for: “Health insurance quotes without phone calls”“Online health insurance no phone calls”“ACA quotes private” and find Aura Insure You should be able to: Enter your ZIP code Estimate household size Estimate income View plan options instantly Without being added to a sales list. If you prefer help from a licensed agent, you can schedule it — but it’s optional.

If you just turned 26 and lost coverage, you also qualify for Special Enrollment. Young adults in Texas, Florida, Ohio, and Michigan often qualify for affordable Bronze or Silver plans. You can compare: Monthly premiums Deductibles Out-of-pocket maximums Provider networks All online. Find your plan today with Aura Insure.

Many residents in Texas, Florida, South Carolina, and West Virginia have recently lost Medicaid due to income changes or renewal updates. If your Medicaid coverage ended, that triggers a Special Enrollment Period. You can transition directly into a Marketplace plan. If your income is between: $20,000–$35,000 (individual) $40,000–$60,000 (family) you may qualify for significant premium tax credits and reduced out-of-pocket costs. You do not need to wait for Open Enrollment. An

If you were recently laid off, your employer may offer COBRA. COBRA keeps your old plan — but now you pay the full premium. That often costs: $600–$900 per month for individuals $1,500+ for families Before enrolling in COBRA, compare Marketplace plans. In states like: Texas Florida Ohio Michigan Iowa South Carolina West Virginia many people qualify for income-based savings. Depending on income and household size, plans can be: Under $100/month Or even $0 premium in some cases

You do NOT have to wait until Open Enrollment if you: Were laid off or left a job Lost employer coverage Lost Medicaid Turned 26 and aged off a parent’s plan Got divorced Moved to a new state In most cases, you have 60 days from the date your coverage ended to enroll in a Marketplace (ACA) plan. That window is important. Missing it could mean waiting until November. Find your health plan 100% online with Aura Insure.

If you recently lost your health insurance, you probably have two big concerns: How do I replace my coverage quickly? Can I compare plans without getting flooded with phone calls? If you live in Texas, Florida, Ohio, Michigan, Iowa, South Carolina, or West Virginia , here’s exactly what to do next — and how to shop privately online .

Did you know that many people pay $0 per month for ACA health insurance? Under the Affordable Care Act (ACA) , you may qualify for subsidies that lower your monthly costs — and Aura Insure helps you find out in minutes. Who Qualifies for ACA Savings? You may qualify for low-cost or $0 health plans if: Your income is between 100% and 400% of the Federal Poverty Level You don’t have employer-based insurance You live in a state that uses the federal Healthcare Marketplace For

You can now sign up for Affordable Care Act (ACA) health insurance completely online — no phone calls required! At Aura Insure , we know that your time is valuable. That’s why we created a simple way to shop, compare, and enroll in ACA Marketplace plans from your computer or phone. Here’s how it works: Go to Aura-Insure.com Enter your ZIP code and income to see your plan options Compare prices and benefits side-by-side Enroll online in 10 minutes or less You’ll get access

If you want your new health insurance to start January 1 , you must enroll by December 15 . This is part of the Open Enrollment Period for ACA Marketplace health plans. After December 15, your plan won’t start until February 1 — so acting fast can help you avoid a gap in coverage. Here’s how to enroll before the deadline: Visit Aura-Insure.com – You can shop ACA Marketplace health plans 100% online. Compare Plans – See your options for Bronze, Silver, Gold, and Platinum co

Turning 26 means you age out of your parents’ health insurance. You can enroll in your own ACA plan during open enrollment or through a...

Life changes happen. If you get married, have a baby, or a dependent moves out, you’ll need to update your household information. During...

Self‑employed individuals—such as freelancers or small business owners—can enroll in ACA Marketplace plans just like anyone else. During...

If you miss the January 15 deadline, you generally can’t enroll until the next open‑enrollment period. However, you may still qualify for...

You don’t have to commit to a plan before you’re ready. The Marketplace offers a preview tool that lets you see health plans and...

All ACA plans must include ten essential health benefits. These benefits cover care you’ll likely need, such as doctor visits, hospital...

Your coverage start date depends on when you complete your application. If you enroll by December 15, your coverage begins...