Aura Insure Blog

Not usually. COBRA can be very expensive  because you pay the full premium. ACA plans often cost less, especially with subsidies. Unless...

Common Qualifying Life Events include: Losing Medicaid or job coverage Moving Having a baby or getting married/divorced Turning 26 and...

Yes, moving to a new ZIP code or state often requires a new ACA plan. This is a Special Enrollment Period. You’ll need to update your...

When shopping for a plan, use the provider search tool  to check doctor networks. Most Marketplace websites let you filter plans by your...

Bronze  = lowest premiums, highest deductibles Silver  = balanced costs; eligible for extra savings Gold  = higher premiums, lower...

Yes, but only if you qualify for a Special Enrollment Period. For example, if you move, get married, lose coverage, or have a baby — you...

No, you don’t need to cancel Medicaid yourself — the system handles it. Once your Medicaid coverage ends, you’re eligible for a Special...

ACA subsidies lower your monthly premium and out-of-pocket costs. They’re based on your household income and size . The lower your...

The best ACA plans for freelancers offer low premiums, decent deductibles, and free preventive care . Silver plans often provide the...

Yes — you do not need a job to qualify for ACA health insurance. Your eligibility is based on income , not employment status. Many...

ACA plans typically start on the 1st of the following month  after you enroll. For example, if you apply and enroll on July 20, your...

What If I Go Over My Out-of-Pocket Maximum? Once you hit your out-of-pocket max , your insurance pays 100% of covered services for the...

Will My Health Insurance Premium Go Up? Your premium might increase if: - You move to a new ZIP code - You earn more money - Your...

Can I Get Help Paying for Health Insurance? Yes! If you buy a plan on the Healthcare Marketplace, you might qualify for: - Premium tax...

How to Estimate Your Yearly Healthcare Costs To figure out how much health care might cost you in a year: 1. Add up your monthly premiums...

Is a High-Deductible Plan a Good Idea? If you’re healthy and rarely visit the doctor, a high-deductible health plan (HDHP) could save...

Health Insurance Terms Explained: Premium, Deductible, Copay & More - Premium : What you pay every month to have health insurance. -...

What Are Essential Health Benefits? All ACA-compliant health plans must cover 10 categories of Essential Health Benefits : 1. Ambulatory...

Marketplace vs Employer vs Private Health Plans: What’s the Difference? Choosing between different health coverage options? Here’s how...

Do I Qualify for Medicare or Medicaid? Medicare is for: - People aged 65 and older - Younger individuals with certain disabilities or...