Is a high‑deductible health plan worth it if I’m healthy?

Is a High-Deductible Plan a Good Idea?

If you’re healthy and rarely visit the doctor, a high-deductible health plan (HDHP) could save you money. You’ll pay lower monthly premiums, but you’ll owe more if something major happens.

Make sure you can afford the deductible if you do need care. You can also open a Health Savings Account (HSA) to set aside tax-free money for medical costs.

Still unsure? Aura Insure can help you decide.