What are the differences between Marketplace, employer-sponsored, and private plans?

Marketplace vs Employer vs Private Health Plans: What’s the Difference?

Choosing between different health coverage options? Here’s how they differ:

- Marketplace Plans: Purchased through healthcare.gov or state exchanges. Subsidies may reduce cost.

- Employer-Sponsored Plans: Offered by your employer; premiums are often shared and deducted from your paycheck.

- Private Plans: Bought directly from an insurance company or broker—may offer more choices but without subsidies.

Your eligibility, budget, and coverage needs will help determine which route is best.

Need help evaluating your options? Visit Aura Insure