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What are the best ACA plans for freelancers?

Writer: Aura Insure
Aura Insure
Aug 13, 2025
1 min read

The best ACA plans for freelancers offer low premiums, decent deductibles, and free preventive care.


Silver plans often provide the best balance, especially if you qualify for cost-sharing reductions. If you have low income, you might get a $0 premium Silver plan with low copays.


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Aura Insure is a licensed health insurance agency. National Producer Number (NPN): 21175181. Licensed to operate in: Texas, Florida, Ohio, Michigan, South Carolina, Iowa, and Nebraska. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability varies by state and individual circumstances. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. Savings and benefits are based on eligibility and carrier participation.

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