Open Enrollment Period for 2025: Key Dates and Information

The Open Enrollment Period is the annual timeframe when individuals can enroll in a Marketplace health insurance plan. For 2025 coverage, this period runs from November 1, 2024, to January 15, 2025. During this window, you can choose a new health insurance plan or make changes to your current one.

What If You Miss Open Enrollment?

If you miss the Open Enrollment window, you may still qualify to enroll in a Marketplace plan if you experience certain life events. These events include:

- Getting married

- Having a baby

- Losing other health coverage (like job-based insurance)

These circumstances trigger a Special Enrollment Period (SEP), allowing you to sign up outside the Open Enrollment dates.

Additionally, based on your estimated household income, you may also qualify for coverage through a Special Enrollment Period.

Job-Based Health Insurance Plans

If you're enrolled in a health plan through your employer, your company's Open Enrollment Period may differ from the federal Marketplace schedule. Always check with your employer for specific dates.

Medicaid and CHIP Enrollment

Unlike Marketplace plans, you can apply for Medicaid or the Children's Health Insurance Program (CHIP) at any time during the year. These programs provide coverage for those who qualify based on income and other factors.

Stay informed and plan ahead to ensure you're covered for 2025! If you need help navigating the Health Insurance Marketplace, Aura Insure is here to assist you in choosing the right plan for your needs.

Visit us online 24/7 to learn more information about Open Enrollment and Health Plan options

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