Aura Insure
Do I Qualify for ACA Health Insurance in South Carolina?
If you don’t have job-based coverage and earn within certain income limits, you likely qualify for ACA (Affordable Care Act) health insurance in South Carolina — even if you’ve never applied before.
How to Apply for Health Insurance in South Carolina
The application process is simple and secure. Aura Insure helps you complete your application online in minutes.
Losing Medicaid or Job-Based Coverage?
South Carolina residents who’ve lost Medicaid or employer insurance can enroll in a new plan during a Special Enrollment Period (SEP). You have 60 days to get covered.
Health Insurance Companies in South Carolina
You can choose plans from trusted carriers like:
-
Ambetter from Absolute Total Care
-
BlueCross BlueShield of South Carolina
-
Molina Healthcare
-
Cigna
What Will I Pay for Coverage?
Many people qualify for ACA subsidies that lower premiums to $0/month. Your final cost depends on income, household size, and location.
Some of the carriers we work with
The Aura difference
Your Plan, Your Choice
Smart Savings Made Simple
Our smart matching tool instantly shows you plans that include your doctors and prescriptions, putting you in control of your healthcare decisions.
We automatically calculate your subsidies and show your true monthly costs upfront, helping many clients find quality coverage for as little as $10-25 monthly.
Tools That Work For You
Compare plans, calculate costs, and enroll securely - all on your schedule with our easy-to-use digital platform.
Can I still get Obamacare in South Carolina?
Yes. Even though South Carolina hasn't expanded Medicaid, ACA Marketplace health insurance is available statewide. You can apply for coverage through Aura Insure and may qualify for a $0/month plan depending on your income.
​
What income qualifies for health insurance subsidies in South Carolina?
In 2025, a single adult earning roughly $15,000–$58,000 per year may qualify for subsidies. A family of four earning under $120,000 often qualifies for discounted premiums, or even $0/month plans.
What happens if I lose Medicaid in South Carolina?
You’ll qualify for a Special Enrollment Period and have 60 days to enroll in a new Marketplace plan. Aura Insure can help you find affordable options quickly and easily.
How much does ACA health insurance cost in South Carolina?
Many South Carolinians qualify for $0/month premiums. Your cost depends on household income, zip code, and household size. Preventive services like checkups and vaccines are often included at no additional cost.
Can I apply for health insurance online without talking to an agent?
Absolutely. Aura Insure allows you to compare plans, check your subsidy eligibility, and enroll 100% online. Live help is also available if you want support.
What insurance companies offer Marketplace plans in South Carolina?
Major ACA carriers include Ambetter, BlueCross BlueShield of South Carolina, Molina Healthcare, and Cigna. You can compare them all in one place with Aura Insure.
When does coverage begin if I apply today?
Marketplace plans in South Carolina begin on the first day of the following month after you enroll. So if you enroll on July 25, your coverage will start August 1.
