Aura Insure
Aura Insure
2027 Health Insurance
Open Enrollment in Texas
Open Enrollment is your annual opportunity to enroll in, renew or change individual and family Marketplace coverage for 2027.
Aura Insure helps eligible Texans compare available premiums, deductibles, healthcare costs, doctors and prescription coverage online—without a mandatory sales call.
Open Enrollment begins November 1, 2026.
Plan availability, prices and financial assistance vary by location, household and eligibility.
Who Can Enroll During Texas Open Enrollment?
You generally do not need a qualifying life event to enroll during the annual Open Enrollment Period.
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Eligible Texans can use this opportunity to:
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Enroll in individual or family health coverage
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Renew existing Marketplace coverage
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Change insurance companies or plans
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Add eligible household members
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Update projected income and household information
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Review eligibility for financial assistance
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Replace coverage that will not continue in 2027
After Open Enrollment ends, you generally need a qualifying life event to enroll in or change Marketplace coverage.
Why You Should Review Your Coverage for 2027
A plan that worked well in 2026 may not be the best option for 2027.
Insurance companies can change:
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Monthly premiums
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Deductibles
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Copayments and coinsurance
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Maximum out-of-pocket limits
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Doctor and hospital networks
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Prescription formularies
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Drug tiers
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Referral requirements
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Prior-authorization requirements
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Service areas
Even if you want to remain with the same insurance company, review the exact 2027 plan before renewing.
Aura Insure is a licensed health insurance agency helping Texans compare and enroll in Marketplace (ACA) health insurance online. Shop at your own pace without a mandatory sales call.
Prepare Before You Enroll
Have the following information available:
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Names and dates of birth for household members
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Texas home and mailing addresses
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Social Security numbers when required
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Immigration documents for applicants who use them
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Projected 2027 household income
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Employer-coverage information
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Current insurance information
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Names of doctors and hospitals
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Prescription names and dosages
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Marketplace notices requesting updated information
Use the address where you currently live. Available plans and provider networks can vary by Texas county and ZIP code.
Some of the carriers we work with
The Aura difference
Your Plan, Your Choice
Smart Savings Made Simple
Our smart matching tool instantly shows you plans that include your doctors and prescriptions, putting you in control of your healthcare decisions.
We automatically calculate your subsidies and show your true monthly costs upfront, helping many clients find quality coverage for as little as $10-25 monthly.
Tools That Work For You
Compare plans, calculate costs, and enroll securely - all on your schedule with our easy-to-use digital platform.
Texas Open Enrollment FAQs
When does Texas Open Enrollment begin for 2027?
Open Enrollment begins November 1, 2026.
What is the deadline for January 1 coverage?
Enroll or change plans by December 15, 2026, for coverage scheduled to begin January 1, 2027. You must also pay any required first premium.
What happens if I enroll after December 15?
Consumers enrolling between December 16, 2026, and January 15, 2027, generally have coverage beginning February 1, 2027.
Do I need a qualifying life event during Open Enrollment?
No. Eligible consumers can enroll during the annual Open Enrollment Period without experiencing a qualifying life event.
Is Obamacare available in Texas?
Yes. Eligible Texas residents can apply for Affordable Care Act Marketplace coverage. Texas’s decision not to expand Medicaid does not eliminate the individual Marketplace.
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Can I receive help paying my premium?
Possibly. Eligibility depends on current federal rules and application information, including household size, projected income and access to other qualifying coverage.
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Can I get a $0-premium plan?
Some eligible Texans may find a $0-premium option after an applicable premium tax credit. Deductibles, copayments, coinsurance and other costs may still apply.
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Should I automatically renew my current plan?
Review the exact plan before renewing. Premiums, deductibles, benefits, doctors, hospitals and prescription coverage can change from one year to the next.
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Will a Texas plan cover my doctors and prescriptions?
Coverage depends on the exact plan, provider network and formulary. Verify important doctors, hospitals and medications before enrolling.
Can I enroll completely online?
Yes. Eligible consumers can compare available Texas plans and complete Marketplace enrollment online through Aura Insure without a mandatory sales call. Documentation or additional verification may be required.
Can I enroll after January 15?
After Open Enrollment ends, you generally need a qualifying life event to enroll through a Special Enrollment Period. Medicaid and CHIP applications are accepted throughout the year.
Where do I pay my first premium?
Pay the first premium directly to the insurance company. Coverage will not become active until the company receives any required payment.
Aura Insure is your local partner for Texas ACA Marketplace enrollment.
Compare affordable health plans in Houston, Dallas, Austin, San Antonio, El Paso, and across the state.
Compare 2027 Texas Health Insurance Plans
Review available premiums, deductibles, healthcare costs, doctors
and prescriptions in one online process.
No mandatory sales call.
Optional assistance is available when you need it.
Email us hello@aura-insure.com
Call us 855-723-4727
Aura Insure is a licensed health insurance agency. National Producer Number: 21175181. Aura Insure is not affiliated with or endorsed by the U.S. government or HealthCare.gov. Plan availability, premiums, benefits, provider networks and savings vary by location, household and eligibility. Enrollment is generally limited to Open Enrollment unless you qualify for a Special Enrollment Period.