What is the December 15, 2025 deadline for 2026 ACA coverage?

Aura Insure
Sep 23
1 min read

To have your ACA coverage start on January 1, 2026, you need to enroll by December 15, 2025. Enrolling by this date ensures that your coverage begins at the start of the new year, so you won’t experience any gap in protection. If you apply after December 15 but before the end of open enrollment, your coverage will begin February 1, 2026.

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