How can I compare the plan’s network and costs to my specific medical needs, including providers, procedures, and medications?

Take time to match each plan’s network with the doctors and facilities you use. Check coverage for any procedures or medications you expect. Review the Summary of Benefits and Coverage (SBC) documents and use comparison tools provided by insurers. This ensures the plan fits your unique medical needs.

When shopping plans at aura-insure.com there are tools available to help you find the right plan that will be in-network with your current doctors and medications. Simply enter in this information when prompted during the initial search steps and plans will be displayed showing whether or not a doctor or medication is in-network with a specific plan. You will also be able to filter plans by what doctors or medications they do or do not accept.

Pro-tip: if you work with a provider that is located at a large health system [A major hospital such as Baylor, Memorial Hermann, UTSW, UMiami, Cleveland Clinic, etc] they may not show up as covered under a plan if you search them individually. It is a good idea to also search the larger hospital or medical group that they work with.

For example: a doctor may not show up as in-network when you search their individual name, but if they work for Baylor University Hospital, and Baylor is network, they will typically be covered as in-network under as a Baylor doctor. Many doctors do not have direct billing agreements with health insurance companies but rather opt to have their billing handled by the practice or medical group that they work for.

Use aura-insure.com to compare plans based on your doctors, procedures, and medications.