How do I estimate income for 2026 ACA premium tax credits and subsidies?

Aura Insure
Sep 24
1 min read

Your savings on Marketplace plans depend on your projected household income. To estimate your income, start with last year’s tax return and adjust for expected changes—such as raises, new jobs, or shifts in hours. Include income for all household members who will file taxes. If your estimate is lower or higher than your actual income, your premium tax credit will be reconciled when you file taxes at the end of the year.

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