Enroll in Health Insurance in Ohio: ACA Plans from $0/Month
- Aura Insure
- Jul 21
- 2 min read
How to Get Affordable Health Insurance in Ohio
Looking for affordable health insurance in Ohio? Whether you're self-employed, between jobs, or losing Medicaid coverage, there are Marketplace health plans that fit your needs — and your budget. This guide explains who qualifies, how to apply, and how to find a $0/month ACA plan.
1. Who Qualifies for ACA Health Insurance in Ohio?
You can apply for ACA coverage in Ohio if:
You’re a U.S. citizen or legal resident
You live in Ohio
You’re not eligible for affordable employer coverage or Medicaid
Your income is within the qualifying range
Ohio Income Guidelines (2025):
A single adult earning between $15,000 and $58,000 per year likely qualifies. A family of four earning up to $120,000 may also receive premium subsidies.
2. How to Apply for Health Insurance in Ohio
Applying for Marketplace coverage is simple:
Enter your zip code and estimated income
View plans available in your Ohio county
Check if you qualify for subsidies
Compare coverage options
Enroll online with Aura Insure
Aura Insure makes it fast and easy — no pressure, no spam.
3. Special Enrollment Period: Losing Medicaid or Job-Based Coverage in Ohio
If you've recently lost Medicaid or health benefits from an employer, you're eligible for a Special Enrollment Period (SEP). You have 60 days from the loss of coverage to enroll in a new Marketplace plan.
Other qualifying events include:
Moving to Ohio
Getting married or divorced
Having a baby
4. What Health Plans Are Available in Ohio?
Top ACA insurers in Ohio include:
Ambetter from Buckeye Health Plan
Molina Healthcare of Ohio
Anthem Blue Cross and Blue Shield
CareSource
Oscar Health
All plans cover essential benefits such as:
Doctor visits
Emergency services
Mental health care
Prescription drugs
Preventive screenings
5. How Much Does ACA Health Insurance Cost in Ohio?
Most Ohioans qualify for premium tax credits that reduce monthly costs. Some people pay as little as $0/month depending on their income, household size, and zip code.
Preventive care is often free, and all plans cover pre-existing conditions.
6. Get Help from an Ohio Health Insurance Expert
Aura Insure is a certified web broker licensed in Ohio. Whether you live in Cleveland, Columbus, Cincinnati, Toledo, or rural areas — we help you apply 100% online.
✅ Fast & secure enrollment
✅ No robocalls or hidden fees
✅ Bilingual support available
✅ Trusted by Ohio families
Ready to Get Covered?
Compare ACA health plans in Ohio and check your eligibility today.
Comments