Should I stay on my employer’s plan, join my spouse’s plan, or purchase a marketplace plan, and are there spousal surcharges to consider?

If both you and your spouse have access to employer plans, compare them carefully. Some employers charge spousal surcharges if your partner joins your plan. Evaluate coverage, costs, and network doctors from each plan to see which one works best for your family.

use aura-insure.com to compare options side by side.