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What are the trade‑offs between lower premiums and lower out‑of‑pocket costs, and which is more important for my situation?

  • Writer: Aura Insure
    Aura Insure
  • Sep 6
  • 1 min read

A plan with a low premium may have higher deductibles and co‑payments, while a plan with a higher premium may offer lower costs when you get care. Think about your health needs and budget to decide which trade‑off makes sense. Balancing monthly payments against potential future costs is key.


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Aura Insure is a licensed health insurance agency. National Producer Number (NPN): 21175181. Licensed to operate in: Texas, Florida, Ohio, Michigan, South Carolina, Iowa, and Nebraska. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability varies by state and individual circumstances. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. Savings and benefits are based on eligibility and carrier participation.

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