When does my ACA coverage start after I enroll during open enrollment?

Aura Insure
Sep 25
1 min read

Your coverage start date depends on when you complete your application. If you enroll by December 15, your coverage begins January 1, 2026. If you enroll between December 16 and January 15, your coverage starts February 1, 2026. Remember to pay your first premium on time—coverage won’t start until payment is received.

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