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Aura Insure
Aura Insure Blog
Can my premium increase over time? If so, how much?
Will My Health Insurance Premium Go Up? Your premium might increase if: - You move to a new ZIP code - You earn more money - Your...

Aura Insure
Aug 71 min read
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What financial assistance or premium tax credits am I eligible for?
Can I Get Help Paying for Health Insurance? Yes! If you buy a plan on the Healthcare Marketplace, you might qualify for: - Premium tax...

Aura Insure
Aug 71 min read
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How can I estimate my total annual healthcare costs?
How to Estimate Your Yearly Healthcare Costs To figure out how much health care might cost you in a year: 1. Add up your monthly premiums...

Aura Insure
Aug 71 min read
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Is a high‑deductible health plan worth it if I’m healthy?
Is a High-Deductible Plan a Good Idea? If you’re healthy and rarely visit the doctor, a high-deductible health plan (HDHP) could save...

Aura Insure
Aug 71 min read
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What is the difference between premium, deductible, copay, coinsurance, and out‑of‑pocket maximum?
Health Insurance Terms Explained: Premium, Deductible, Copay & More - Premium : What you pay every month to have health insurance. -...

Aura Insure
Aug 71 min read
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What are Essential Health Benefits and what do they cover?
What Are Essential Health Benefits? All ACA-compliant health plans must cover 10 categories of Essential Health Benefits : 1. Ambulatory...

Aura Insure
Aug 61 min read
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What are the differences between Marketplace, employer-sponsored, and private plans?
Marketplace vs Employer vs Private Health Plans: What’s the Difference? Choosing between different health coverage options? Here’s how...

Aura Insure
Aug 61 min read
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How do I know if I qualify for Medicare or Medicaid?
Do I Qualify for Medicare or Medicaid? Medicare is for: - People aged 65 and older - Younger individuals with certain disabilities or...

Aura Insure
Aug 61 min read
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Which plan type is best for someone with frequent doctor visits?
Best Health Insurance Plan Type for Frequent Doctor Visits If you visit doctors often, you’ll want a plan that minimizes out-of-pocket...

Aura Insure
Aug 61 min read
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What types of health insurance plans are available (HMO, PPO, EPO, POS, HDHP)?
Understanding Health Insurance Plan Types: HMO, PPO, EPO, POS, HDHP When choosing health insurance, it’s important to understand the main...

Aura Insure
Aug 61 min read
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What happens if I don’t have health insurance this year?
If you don’t have coverage, you may face high medical bills and lose access to preventive care. There’s no federal penalty, but some...

Aura Insure
Aug 61 min read
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What’s the cheapest health insurance I can get in Texas?
The cheapest ACA plans in Texas start at $0/month with subsidies. Most plans cover essential health benefits and preventive care. Your...

Aura Insure
Aug 41 min read
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How do I estimate my income for Marketplace insurance?
Estimate your total household income for the year  — before taxes. Include wages, tips, unemployment, Social Security, and any income...

Aura Insure
Aug 11 min read
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Is Obamacare really free for low-income families?
Yes, ACA plans can be free for many low-income households. If your income is below a certain level (typically under 150% of the Federal...

Aura Insure
Jul 301 min read
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Qualifying life event (QLE)
A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special...

Aura Insure
Jul 291 min read
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Can I get coverage if I missed Open Enrollment?
Yes — but only if you qualify for a Special Enrollment Period (SEP). SEPs are triggered by life events like losing Medicaid, changing...

Aura Insure
Jul 281 min read
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How to get preventive care coverage with health insurance in Dallas?
All ACA Marketplace plans in Dallas include preventive care at no additional cost. This includes annual checkups, screenings,...

Aura Insure
Jul 271 min read
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Where to find self-employed health insurance plans in Texas?
Self-employed Texans can find affordable ACA Marketplace plans through Aura Insure. Whether you’re a freelancer, 1099 contractor, or...

Aura Insure
Jul 271 min read
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Can I use Aura Insure to compare health insurance plans in Texas?
Yes, Aura Insure is a licensed ACA web broker that helps you compare health insurance plans in Texas. You can see prices, benefits, and...

Aura Insure
Jul 271 min read
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Where can I find health insurance plans with prescription coverage in Dallas?
All ACA Marketplace plans sold in Dallas include prescription drug coverage. You can compare formularies and pharmacy networks on Aura...

Aura Insure
Jul 261 min read
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