Aura Insure Blog

The best ACA plans for freelancers offer low premiums, decent deductibles, and free preventive care . Silver plans often provide the...

Yes — you do not need a job to qualify for ACA health insurance. Your eligibility is based on income , not employment status. Many...

ACA plans typically start on the 1st of the following month  after you enroll. For example, if you apply and enroll on July 20, your...

What If I Go Over My Out-of-Pocket Maximum? Once you hit your out-of-pocket max , your insurance pays 100% of covered services for the...

Will My Health Insurance Premium Go Up? Your premium might increase if: - You move to a new ZIP code - You earn more money - Your...

Can I Get Help Paying for Health Insurance? Yes! If you buy a plan on the Healthcare Marketplace, you might qualify for: - Premium tax...

How to Estimate Your Yearly Healthcare Costs To figure out how much health care might cost you in a year: 1. Add up your monthly premiums...

Is a High-Deductible Plan a Good Idea? If you’re healthy and rarely visit the doctor, a high-deductible health plan (HDHP) could save...

Health Insurance Terms Explained: Premium, Deductible, Copay & More - Premium : What you pay every month to have health insurance. -...

What Are Essential Health Benefits? All ACA-compliant health plans must cover 10 categories of Essential Health Benefits : 1. Ambulatory...

Marketplace vs Employer vs Private Health Plans: What’s the Difference? Choosing between different health coverage options? Here’s how...

Do I Qualify for Medicare or Medicaid? Medicare is for: - People aged 65 and older - Younger individuals with certain disabilities or...

Best Health Insurance Plan Type for Frequent Doctor Visits If you visit doctors often, you’ll want a plan that minimizes out-of-pocket...

Understanding Health Insurance Plan Types: HMO, PPO, EPO, POS, HDHP When choosing health insurance, it’s important to understand the main...

If you don’t have coverage, you may face high medical bills and lose access to preventive care. There’s no federal penalty, but some...

The cheapest ACA plans in Texas start at $0/month with subsidies. Most plans cover essential health benefits and preventive care. Your...

Estimate your total household income for the year  — before taxes. Include wages, tips, unemployment, Social Security, and any income...

Yes, ACA plans can be free for many low-income households. If your income is below a certain level (typically under 150% of the Federal...

A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special...

Yes — but only if you qualify for a Special Enrollment Period (SEP). SEPs are triggered by life events like losing Medicaid, changing...