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When does 2026 open enrollment start and end for ACA plans?

  • Writer: Aura Insure
    Aura Insure
  • Sep 23, 2025
  • 1 min read

Open enrollment is the time each year when you can sign up for an Affordable Care Act (ACA) health plan. For 2026 coverage, the open‑enrollment window runs from November 1 through January 15. This period gives you about two and a half months to shop for a plan, compare options, and enroll. If you miss this window, you usually have to wait until the next year unless you qualify for a special enrollment period.


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Aura Insure is a licensed health insurance agency. National Producer Number (NPN): 21175181. Licensed to operate in: Texas, Florida, Ohio, Michigan, South Carolina, Iowa, and Nebraska. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Plan availability varies by state and individual circumstances. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. Savings and benefits are based on eligibility and carrier participation.

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