Your Guide to Getting ACA Health Insurance in South Carolina
- Aura Insure
- Jul 21
- 2 min read
How to Get Affordable Health Insurance in South Carolina
Searching for affordable health insurance in South Carolina? You’re not alone. Whether you’ve recently lost Medicaid, changed jobs, or simply need better coverage, you may qualify for a $0/month ACA health plan through the Health Insurance Marketplace. This guide explains how to enroll and what to expect.
1. Who Qualifies for Marketplace Health Insurance in South Carolina?
You can apply for ACA health insurance if:
You are a U.S. citizen or legal resident
You live in South Carolina
You’re not eligible for job-based insurance or Medicaid
Your income meets the eligibility range
South Carolina Income Guidelines (2025):
A single adult earning between $15,000 and $58,000/year may qualify. A family of four earning under $120,000 may be eligible for low-cost or $0 coverage.
2. How to Apply for Health Insurance in South Carolina
You can enroll in just a few steps:
Enter your household size and income
Compare plans by zip code
Check eligibility for subsidies
Select the best plan for your needs
Enroll online through Aura Insure
Need support? Aura Insure offers free help and licensed assistance online.
3. Special Enrollment: Lost Medicaid or Employer Insurance in SC
If you've lost Medicaid or job-based coverage, you qualify for a Special Enrollment Period (SEP). You have 60 days from the date your coverage ended to apply for a new plan.
Qualifying life events include:
Losing Medicaid
Losing employer coverage
Getting married or divorced
Moving to South Carolina
Having a baby
4. Which ACA Health Plans Are Available in South Carolina?
Top insurance companies offering ACA coverage in South Carolina include:
Ambetter from Absolute Total Care
BlueCross BlueShield of South Carolina
Molina Healthcare
Cigna
All plans include coverage for hospital visits, doctor appointments, prescriptions, preventive care, and more.
5. What Does Health Insurance Cost in South Carolina?
Premiums vary based on:
Your household income
Zip code
Number of people in your household
Many South Carolinians qualify for $0 monthly premiums after tax credits. Preventive care is often covered at no cost.
6. Get Help from a South Carolina Health Insurance Expert
Aura Insure helps South Carolina residents compare and enroll in ACA health plans online. Whether you’re in Columbia, Charleston, Greenville, or anywhere else in the state, we’re here to help.
✅ Bilingual support
✅ 100% online enrollment
✅ Licensed and trusted
✅ Zero robocalls — just honest help
Enroll Today
Get covered in just a few clicks. Compare ACA health insurance plans in South Carolina and check if you qualify for $0/month premiums.
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