Aura Insure Blog

Common Qualifying Life Events include: Losing Medicaid or job coverage Moving Having a baby or getting married/divorced Turning 26 and...

Traditional underwriting can be slow and general. AI changes this by using real‑time data from wearable devices to assess risk. If your...

Underwriting determines a person’s insurance risk and premium. AI uses predictive analytics to evaluate medical history and lifestyle...

AI analyzes health and claims data to spot members who might face health issues soon. By catching these risks early, insurers can offer...

AI can calculate your premium based on your personal health data. By looking at information from fitness trackers and smartwatches, AI...

Generative AI can take complex insurance documents and explain them in simple words. When you receive a new policy or claim decision, AI...

Telemedicine lets patients receive care remotely, but it can also be targeted by fraud. AI examines telemedicine claims for unusual...

Chronic diseases like diabetes or heart disease can be expensive. AI looks for patterns in health data to identify early signs of these...

Yes, moving to a new ZIP code or state often requires a new ACA plan. This is a Special Enrollment Period. You’ll need to update your...

Predictive analytics helps insurers anticipate the number of claims they might receive in the future. By examining past data and trends,...

AI speeds up claim processing and reduces errors, which means people get their payments faster. This improvement leads to happier...

Before certain treatments, doctors must get approval from the insurance company. AI can speed up this prior‑authorization process by...

Traditionally, detecting fraud could take weeks or months. Real‑time AI systems monitor incoming claims instantly, analyzing data to spot...

Insurance fraud can be very costly. AI systems analyze large amounts of data to find patterns that might signal fraud. For instance, if a...

AI can help insurance companies process claims more quickly and accurately. When you file a claim, the system checks your form, looks at...

When shopping for a plan, use the provider search tool  to check doctor networks. Most Marketplace websites let you filter plans by your...

Bronze  = lowest premiums, highest deductibles Silver  = balanced costs; eligible for extra savings Gold  = higher premiums, lower...

Yes, but only if you qualify for a Special Enrollment Period. For example, if you move, get married, lose coverage, or have a baby — you...

No, you don’t need to cancel Medicaid yourself — the system handles it. Once your Medicaid coverage ends, you’re eligible for a Special...

ACA subsidies lower your monthly premium and out-of-pocket costs. They’re based on your household income and size . The lower your...